DeadCents
A budget and debt-payoff planner that keeps your money on your own devices.
DeadCents is a free budgeting app for iPhone, iPad, Mac and Windows PC. You enter or import what you have and what you owe, and it shows where each paycheck goes, which bills are due, and when each card and loan is paid off.
What it does
- Accounts and transactions, entered by hand or imported from your bank's files and PDF statements, read on your device.
- Bills and income, with what is due before each payday.
- A debt plan: each card and loan's rate, minimum and due day, and an estimated payoff date.
- Goals and an emergency cushion, and reports by month.
- Backups and Excel export, saved where you choose.
Your data stays yours
There is no DeadCents server and no DeadCents account, and DeadCents never connects to your bank. Your budget lives on your device. To use it on more than one device, or with another person in your household, you can keep an encrypted copy in your own OneDrive, Dropbox, iCloud Drive or Google Drive, locked with a passphrase only you know. The storage service can't read it, and neither can the developer.
If you use Google Drive, DeadCents can reach only the files it makes and a hidden folder of its own, never the rest of your Drive. See the privacy policy for the details.